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The 当地的商业 Data Series are a battery of measures which provide a place-based view of local spending. Based upon the credit and debit card transactions made by over 40 million de-identified credit and debit card users across 15 major U.S. 都市区, the series provides decision-makers a view into the local commerce activity happening in their cities.

The downloadable data and figures relate year-over-year growth rates and growth contributions for local commerce for 15 都市区. The “national” view is constructed as the aggregate trend across these 15 areas. For all geographies, growth is broken out by consumer age*, product type (e.g. restaurants), and channel (i.e. online/offline) to help local stakeholders and decision-makers better understand how consumer spending contributes to the economic vibrancy in their cities.

We hope that these data and figures can provide a better understanding of current local economic conditions and serve as useful input into decision making processes. Moreover, we hope that this series provides a view into the data that underlie our 城市 & Local 社区 research, and provide useful context around what forms of inquiries/research we are able to usefully inform. For an example of how our data can be leveraged for decision making, please see our insight “Retail spending response to local conditions during 新型冠状病毒肺炎”, which explores how consumer spending behavior responded to local conditions during the 新型冠状病毒肺炎 pandemic. 请 reach out with any questions, feedback, or inquiries by emailing institute@jpmchase.com.

For a list of frequently asked questions (and their answers), please visit this link.

* The age breakout is currently delayed due to scheduling issues, but will be updated in future releases.

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支出 growth was negative 2021年2月. 2月 2021 had one day fewer than 2月 2020; moreover, that missing day was a Saturday, a day of the week that generally has higher spend.

 

在线 spending has continued to grow over time; however, 2021年2月, contractions in offline spending outweighed the positive contributions to growth made by online spending.

 

支出 growth in home goods and general goods was strong 2021年2月, while spending on fuel and personal care services continued to experience substantial contractions